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Privacy Policy

BOE is a local-only calculator. We do not collect, transmit, or sell any personal data. There are no accounts, no analytics, and no tracking.

Everything you enter — deal assumptions, saved deals, exported files — stays on your device unless you explicitly choose to share it.

01Information We Collect

None. BOE does not require an account, does not ask for your name, email, phone number, or any other personal information. We do not include analytics, telemetry, crash reporting, advertising identifiers, or usage tracking of any kind.

02How Your Data Is Stored

All deal inputs, saved deals, and user preferences are stored locally on your device using Apple's secure on-device storage. This data never leaves your device unless you take an explicit action — for example, tapping Export Deals to share a JSON backup via the system share sheet.

When you export, the resulting file is handled entirely by your device's sharing system. We do not receive, intercept, or store a copy.

03Subscriptions

BOE Pro subscriptions are processed and managed entirely by Apple through the App Store. Apple handles all billing, payment information, receipts, cancellations, and renewals according to its own privacy policy .

BOE uses a third-party service, RevenueCat, solely to verify whether a valid Pro subscription exists on your Apple ID. This verification uses an anonymous identifier generated on your device and does not include any personal information.

04Third-Party Data Sharing

We do not share, sell, rent, or disclose any user data to third parties for marketing, advertising, or any other purpose. Because we do not collect data, there is nothing to share.

05Children's Privacy

BOE is a professional underwriting tool and is not directed at children under the age of 13. Because we do not collect personal information from any user, we do not knowingly collect information from children.

06Changes to This Policy

We may update this policy from time to time. When we do, we will revise the effective date at the top of this page. Material changes that affect how your data is handled will be communicated within the app.

07Contact

Questions about this policy can be directed to support@noirmembers.com.

08Support

For app support, bug reports, or feature requests, email support@noirmembers.com. Include your iOS version and a brief description of the issue. We aim to respond within 48 hours.

To manage or cancel your BOE Pro subscription, go to Settings → Apple ID → Subscriptions on your device.

09About

BOE is operated by NOIR Collective Ltd. For business inquiries or legal notices, contact support@noirmembers.com.